Budget... Thoughts (just read my friends libbys blog .. got me thinking :) )

Ok as some of you know we have been a follower of Dave Ramsey for awhile now. I must say he has really helped out our marriage. Tim and I fought alot over money .. well I read Daves book "The Total Money Makeover" and I told tim ok I agree lets do it. Well as Tim calls it I "Got on board". So off we went... stated making a budget.. got our 1k emergency fund & started our debt snowball. (BY THE WAY THIS IS THE MOST EXCITING PART .. watching the debt go away soooo fast) . We also save a little each month for those end of the year bills . car ins, HOA dues, even christmas. By sticking to budget .. we can put LOTS twoard our debt. But not only is it about how much money we can put extra to bills, but its the lifestyle we learned. We have learned to say No. No we cant do that becuase its just not in the budget.. or I really want to get a babysitter and go out .. but cant aford it. If we know somthing is coming up we add a little more to the budget that month. Its funny becuase Ill tell A close friend of mine No i cant afford that .. she laughs .. she thinks Im nuts. Becuase in all honesty we can afford it. . just choose not too. We choose to pay extra to that pesky debt that hangs over our head. Well with this new move its going to be SUPER hard to stick to budget... so my friends Ill need help. Help me stay CHEAP !!! Im going to try super hard so we can save quickly for the down payment so we can be homeowners again :) I GOT TO STAY STRONG .. Im going to be re reading this alot .. to remind myself how good i know this is for us.